Is AI bookkeeping safe for every business?
Bonnie is designed for small-business bookkeeping where source documents, owner review, and focused questions keep the work inspectable — and everything she does is visible in the audit log and expandable P&L. Businesses with complex or heavily regulated books may also need professional support alongside any software.
How does Bonnie keep bookkeeping reviewable?
Three ways you can check yourself: every P&L line expands to its transactions and documents, every action is recorded in the audit log with its source and details, and every ambiguous item becomes a question whose answer stays on the record.
How is my financial information stored?
When you connect a bank or card account, Bonnie uses Plaid to make the connection. Plaid handles the bank login step and sends Bonnie the financial data you authorize Bonnie to use for bookkeeping.
- 1You choose the accounts
You pick the bank or card accounts you want Bonnie to use for bookkeeping.
- 2Plaid makes the connection
Plaid securely connects to your financial institution and shares authorized data with Bonnie.
- 3Bonnie stores bookkeeping records
Bonnie stores imported transactions, account labels, last digits, categories, review notes, and an encrypted Plaid access token.
- 4You can disconnect later
You can disconnect linked accounts in Bonnie. Plaid also provides Plaid Portal for managing Plaid-held data.
Bonnie does not store your bank username or password.
Bonnie Privacy PolicyPlaid's consumer explanation
What happens if I disconnect a bank?
Your books stay intact. Disconnecting stops new imports but never deletes the transactions Bonnie already recorded — your P&L history is preserved. Removing imported history is a separate, explicit action you'd have to choose deliberately.
What should I ask before connecting financial data to any tool?
Who can access the data, how account connections and uploaded documents are used, what you can export, what happens when you disconnect, and whether every automated action is visible somewhere you can check. If a tool can't answer those plainly, that's the answer.