AI BOOKKEEPER

AI bookkeeper for small businesses

Bonnie is an AI bookkeeper: software that does the bookkeeping itself — importing transactions, matching receipts, categorizing activity, keeping your P&L current — and asks you a short question when something genuinely needs your judgment. It costs $15/month after a 30-day free trial.

A GOOD FIT

Who an AI bookkeeper is for

  • Owners doing their own books at night who want them done by morning.
  • Small businesses with a bank account, a card, and a pile of receipts — not a finance team.
  • Founders who want to review a P&L, not build one.

WHAT BONNIE DOES

The work Bonnie takes off your plate

  • Imports transactions from your bank through Plaid, or from statements you upload.
  • Categorizes them, matches receipts and statements, and flags likely duplicates.
  • Asks short questions when a charge is genuinely ambiguous — and remembers your answer.

HOW BONNIE WORKS

How Bonnie works

Connect or upload.

Link your business bank and card accounts through Plaid, or upload statements, receipts, and invoices as PDF, image, or CSV. Bonnie starts from what you already have.

Bonnie categorizes.

Transactions are categorized automatically — up to 3,000 a month on the monthly plan, unlimited on annual — with likely duplicates flagged before they distort your numbers.

She asks when it matters.

When a charge could go more than one way, Bonnie asks instead of guessing. Answer once and she applies it to the whole group — and remembers your call for next time.

You get a P&L.

Your profit and loss updates in real time, and every line opens to the transactions and documents behind it. Export to CSV or PDF whenever someone asks for your numbers.

Bonnie's review card for a vendor called Bayline Bait & Provisions: three charges totaling $110.85, Bonnie asking whether to file them under Seafood & ingredients, with an Apply to all 3 button
A real Bonnie question: a new vendor shows up three times, Bonnie proposes a category, one click applies it to all three. From Bonnie's live demo — sample books for a harborside lobster shack. Try it yourself at mybonnie.ai/demo.

SCOPE

What an AI bookkeeper doesn't do

Bonnie does bookkeeping: recording, organizing, and reporting your business's financial activity. She doesn't run payroll, and she doesn't replace your accountant's judgment — she hands you (and them) clean, inspectable books to work from.

PRICING

What Bonnie costs

Bonnie is $15/month or $150/year, with a 30-day free trial. The annual plan works out to two months free and removes the daily categorization cap. There are no setup fees, no per-transaction charges, and no cleanup surcharges — catch-up work on old months is included.

FAQ

Questions owners ask

What does an AI bookkeeper do?

An AI bookkeeper does the recurring bookkeeping work that software used to leave to you: importing bank and card transactions, categorizing them, matching receipts and statements, flagging duplicates, and keeping a profit and loss current. Bonnie also asks short questions when a transaction needs business context — was that hardware-store run job materials or personal? — and applies your answer to similar transactions going forward.

How much does an AI bookkeeper cost?

Bonnie costs $15/month, or $150/year with two months free — both start with a 30-day free trial. For comparison, published starting prices for outsourced bookkeeping services run $199–$399/month (Bench and Bookkeeper360, July 2026).

What happens when Bonnie is unsure?

She asks. Anything ambiguous waits in the Review tab with a short, specific question — nothing is posted silently. Your answer is saved as context and applied when similar transactions appear later.

Ready for cleaner books?

Start with Bonnie and turn bank activity, receipts, statements, and owner context into bookkeeping you can review.

Get started